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Типы кредитов для юридических лиц

Типы кредитов для юридических лиц

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Коммерческая ипотека - особенности и подводные камни

Коммерческая ипотека - особенности и подводные камни

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Коммерческая ипотека - особенности и подводные камни

Коммерческая ипотекаКредит ипотеки, выдаваемый для приобретения помещений и зданий не предназначенных для жилья ( офис, склад, клуб и т.д.), называется коммерческой ипотекой. Не смотря на относительную «молодость» данного кредита, специалисты в этой области ипотечного кредитования в нашей стране есть. Коммерческая ипотека давно и успешно используется в странах Запада. Их опыт наглядно показывает, что предоставление служебных помещений в аренду может быть прибыльным бизнесом, оправдывающим использование ипотечных кредитов. Отличие кредитной ипотеки, или бизнес – ипотеки, от жилищной заключается в том, что залогом при покупке недвижимости выступает она же. Кроме того, для бизнес – ипотеки характерны высокие процентные ставки и короткие сроки погашения.

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